What Is An Accumulator Bet? Bet Types Explained With Examples

18+ | Commercial Content | T&C’s Apply | Play Responsibly | Advertising Disclosure
bonuscodebets.co.uk is an independent professional comparison site supported by referral fees from the sites which are ranked on this site. The sites and information we present are from companies from which bonuscodebets.co.uk receives compensation. This compensation may impact the rankings of the sites. Other factors, including our own opinions, your location, and the likelihood of signing up, may also impact how the ranking of the sites appears to a particular user. bonuscodebets.co.uk cannot and does not present information about every betting/casino site or betting/casino site offer available.

Updated on

An accumulator bet is a bet made up of multiple selections combined into one bet. For an accumulator bet to be settled as a winning one, you’ll need each selection involved in the accumulator to win. If one selection doesn’t win, then the whole accumulator will be settled as a losing one.

However, depending on the odds and amount of selections included in an accumulator, punters can sometimes get lucky and have a winning bet, which could see a potentially sizeable payout of funds from their chosen betting site.

Accumulator Bet Examples


Football accumulator bets are one of the most popular types of bet for punters, with matches taking place frequently throughout the year. Below, we’ve provided an example of a five-fold accumulator on football with William Hill, which is a great site to use for accumulator betting.

Horse Racing

You’ll be spoilt for choice with the range of horse racing meetings that take place across the globe, which makes it a great sport to place accumulator bets on with your chosen bookmaker.

Below, we’ve provided an example of a four-fold horse racing accumulator with Sky Bet.

How To Work Out An Accumulator Bet

To work out the potential returns of your accumulator, the betting site you’re using to place the bet will often display the stake and potential returns, which saves you the hard work of working out what you could win.

The odds are combined to form one bet in an accumulator bet, so working out your potential returns will depend on the odds and stake involved.

How To Place An Accumulator Bet

It’s a relatively simple process to place an accumulator bet. However, if you’re still struggling with this, then we’ve provided you with a step-by-step guide on how to place an accumulator bet with bet365, which is a great betting site to use for accumulator bets, especially when they offer an accumulator bonus.

Draw No Bet Accumulator Meaning 

The ‘Draw No Bet’ betting market is a popular choice for some punters when they’re looking to have some sort of insurance behind their betting selections. If a match ends as a draw, and the bettor has included some teams in their accumulator through the ‘Draw No Bet’ market, then those selections will be voided from the accumulator.

If those selections were to win, then you’ll be one step closer to having a winning accumulator bet.

Accumulator Bet Types

Four Fold

A four-fold accumulator bet consists of four selections involved in the bet. For the four-fold accumulator to be settled as a winner, you’ll need all four selections to win. If one, two, three, or all of the selections aren’t winners, then your four-fold accumulator will be settled as a loss.

Five Fold

A five-fold accumulator consists of five selections, and like any accumulator bet, you’ll need each selection to win in order to win the accumulator bet. The more selections that you add to an accumulator bet, the riskier it becomes, as one selection can easily let you down.

Are Accumulators Worth It?

With any type of bet, you have to consider whether it’s worth it, and accumulator bets are no different. It’s worth remembering that accumulator bets are typically for punters that are looking to make a larger profit from a relatively small stake, so it’s not a given by any stretch of the imagination that you’ll win too many accumulator bets.

The probability of multiple outcomes is much higher with accumulator bets, so some might argue that they’re not the way forward. However, some punters prefer small stake betting so accumulator bets could be the way forward with them, and so there are certainly plenty of pros and cons to this type of bet.